How long does it take to complete the application?
The application was designed to be quick and easy. It can be completed in as little as 5 minutes!
Will I have to come to your office to pick up my loan?
Absolutely not! PaydayHelp.ca believes in making the lending process quick and easy. Infact, we will deposit your funds directly into your Canadian bank account.
How much can I borrow?
On your first loan, the amount you can borrow will be limited. On subsequent loans, that amount can be increased based on multiple factors that we will be happy to discuss with you.
How do i repay the loan?
The loan will be repaid on the agreed upon repayment date via automatic withdrawal from your chequing account. Fees will apply if this transaction is not successful.
Do i need to be employed to be eligible for a loan?
Yes, you will need to be employed in Canada and earn employment income.
Do I need to have a bank account in order to apply for a PaydayHelp.ca loan?
Yes, you will need to have a valid Canadian chequing bank account.
How old do I have to be to get a loan from PaydayHelp.ca?
You need to be 18 years of age or older.
Will you check my credit?
Generally we will not need to check your credit report.